Inventory Line of Credit

Optimize Cash Flow with Bene Inventory Line of Credit

Unlock working capital by leveraging your inventory with the Bene Inventory Line of Credit. This revolving facility adjusts with your inventory value, providing flexible funding to support your business operations and growth. By integrating charitable giving into your financing strategy, you can also realize built-in tax advantages while making a positive community impact.

Key Bene Benefits

Facility Size: Access from $100,000 up to $10 million to finance inventory purchases and community initiatives.

Revolving Credit: Your credit line fluctuates naturally with your inventory levels, aligning funding with your operational needs and enabling strategic giving that can offer tax benefits.

Competitive Rates: Starting at Prime + 2%, balancing affordability with impact.

Efficient Financing: Finance up to 85% of your inventory’s liquidation value, enhancing liquidity while supporting charitable endeavors linked to financial activities.

Fast Process: Typically 7+ days from application to funding, allowing swift access to capital for business success and benevolent commitments.

Who Qualifies?

  • At least one year in business, reflecting operational stability.
  • No minimum FICO score required, making access broad and inclusive.
  • $1 million or more in annual sales.
  • A minimum of $1 million in current inventory, supporting both liquidity management and philanthropy with potential tax advantages.

Why Choose BeneFund?

BeneFund’s Inventory Line of Credit is built to support ethical growth and community impact. This flexible financing solution not only boosts your cash flow but also embeds opportunities for charitable giving that yield tax savings—helping you grow your business sustainably and responsibly.