Benefund Capital provides fast, flexible business funding designed to help small businesses grow, handle expenses, and manage cash flow. Unlike traditional loans, our solutions are easy to qualify for, require minimal paperwork, and offer approvals based on the health of your business.
Once qualified, your business receives a lump sum of working capital. Repayment is made through a small, fixed percentage of your daily credit card sales (Visa/MasterCard), so payments automatically match your business’s revenue cycle.
Complete our simple online application with basic details about your business. Most applicants receive a decision within 24 hours, and funds are typically deposited within 10 business days.
No. Benefund Capital offers free, no-obligation quotes and charges no upfront fees or hidden application costs. You only pay if you accept funding and start repayment.
No. Your credit score is not the main qualifying factor. We primarily evaluate your business’s sales and processing history, making funding accessible even to those with less-than-perfect credit.
No. Repayment happens as a percentage of daily sales, with no fixed payment amount or prepayment penalties. Settle your entire balance at any time without extra fees.
No personal guarantee is required, except in cases of fraud or misrepresentation as outlined in the funding agreement.
You may use your Benefund Capital funding for any business purpose, such as inventory, equipment, renovations, expansion, reducing debt, or covering unexpected expenses.
We offer customized funding for short term, typically ranging from 4 to 24 months, and the amount you qualify for depends on your business’s needs and transaction volume.
Our customer service team is available to answer questions and guide you through the process, Monday–Friday, 8:00 am to 6:00 pm EST.